Backoffice stage 2: chats (support + concierge, files)

- ChatThread per client/provider and channel; messages get files, internal notes,
  source (bot/mini app) and delivery errors; reply templates. Migration moves old
  concierge messages into threads.
- Routing: subscribers write to the concierge, others to support; /support and
  /concierge in the client bot; staff can take, transfer, close and move threads.
- Telegram: photos/documents from clients and providers, replies with the channel
  header, files sent from storage, notifications only to the assignee or the
  channel's staff, "Reply" into a specific thread.
- New admin: /chats with list, conversation, notes, files, templates, client panel;
  "Message" button on the client card; dashboard counts threads awaiting reply.
- Client mini app: in-app chat screen sharing the same conversation.
- Old admin keeps working on the same data (notes hidden there).
- Tests for routing, notes, assign/close/move, lists, recipients; separate test DB
  via TEST_DB_NAME; dev:chats-demo script.

Co-Authored-By: Claude Opus 5.5 (1M context) <noreply@anthropic.com>

packages/services/test/helpers.ts

@@ -8,7 +8,7 @@ config({ path: path.resolve(import.meta.dirname, '../../../.env'), quiet: true }
 
 function testUrl() {
   const u = new URL(process.env.DATABASE_URL!);
-  u.pathname = '/barev_test';
+  u.pathname = `/${process.env.TEST_DB_NAME ?? 'barev_test'}`;
   return u.toString();
 }